Welcome to Kumbi Beat Holdings T/A

Skycap Loans

Your trusted partner for financial solutions

Check if I Qualify Apply for a Loan

Why Choose Us?

Quick Processing

Fast approval and disbursement of loans with minimal paperwork

Competitive Rates

We offer competitive interest rates tailored to your needs

Flexible Repayment

Choose from salary deduction or debit order payment options

Transparent Process

No hidden fees — all terms are clearly explained upfront

No Sign-Up Required

Loan Eligibility Calculator

Drag the sliders to your figures and see instantly whether you qualify
and what your estimated repayment would be.

Your Details

P 100P 50,000
P 1,000P 80,000
P 0P 20,000

Eligibility Criteria

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Minimum income of P 2,000 / month
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Total debt-to-income ratio under 40%
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New payment under 30% of income
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Age 18 – 65 (confirmed at application)
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Employed or self-employed (confirmed at application)

Your Estimate

help_outline Adjust the sliders to check
Est. Total Repayment
P —
Loan Principal
Interest Rate (p.a.)
Loan Term
Total Interest
Total Repayment
Debt-to-income ratio
Apply Now

Indicative estimate only. Final terms subject to full credit assessment.
Example rate: 24% p.a. flat. Actual rate determined at application.

How It Works

1

Apply Online

Fill out our simple online application form

2

Verification

Our team reviews and verifies your application

3

Approval

Receive notification of your loan approval

4

Get Your Funds

Money is transferred directly to your account

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